Bank of India Oni Branch IFSC Code: BKID0001497
Branch Code: 001497 | RATNAGIRI, RATNAGIRI, Maharashtra
The official Indian Financial System Code (IFSC) for Bank of India, Oni branch in RATNAGIRI, Maharashtra is BKID0001497. The MICR code for cheque clearance is 416013590.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Bank of India
- Branch Name
- ONI
- MICR Code
- City / District
- RATNAGIRI (RATNAGIRI)
- State
- Maharashtra
- Postal Pincode
- 416705
ONI SHIVANE ROAD A P ONI MUMBAI GOA HIGHWAY TAL RAJAPUR PINCODE 416705, Pincode: 416705
Banks Open Per Published Schedule
Earn up to 7.25% p.a. on Fixed Deposits
Senior citizens receive an additional premium up to 7.75% p.a.
Local Financial Pulse: RATNAGIRI, Maharashtra
How to Read IFSC Code: BKID0001497
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Bank of India (BKID0001497)
Which bank does IFSC Code BKID0001497 belong to?
IFSC Code BKID0001497 belongs to Bank of India for its ONI branch, located in RATNAGIRI, Maharashtra. The 4-letter prefix 'BKID' represents Bank of India.
What is the IFSC Code for Bank of India ONI branch?
The IFSC Code for Bank of India ONI branch in RATNAGIRI, Maharashtra is BKID0001497. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Bank of India ONI branch?
The branch is located at: ONI SHIVANE ROAD A P ONI MUMBAI GOA HIGHWAY TAL RAJAPUR PINCODE 416705, Pincode: 416705, RATNAGIRI, Maharashtra.
What is the MICR Code for Bank of India ONI?
The MICR Code for electronic cheque clearing at Bank of India ONI is 416013590.
How can I contact Bank of India ONI branch?
You can contact the branch at: Phone: +918698623932. For official national customer care, refer to Bank of India's official banking channels.
How to decipher the IFSC code BKID0001497?
The first 4 characters 'BKID' represent Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '001497' represent the specific ONI branch code.
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