Bank of India IFSC Code
JOSHIPARA Branch, JUNAGADH, JUNAGADH, Gujarat
The official Indian Financial System Code (IFSC) for Bank of India, JOSHIPARA branch in JUNAGADH, Gujarat is BKID0003314. The MICR code for cheque clearance is 362013002.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Bank of India
- Branch Name
- JOSHIPARA
- MICR Code
- City / District
- JUNAGADH (JUNAGADH)
- State
- Gujarat
- Postal Pincode
- N/A
JOSHIPARADISTRICT JUNAGADH
How to Read IFSC Code: BKID0003314
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Bank of India (BKID0003314)
What is the IFSC Code for Bank of India JOSHIPARA branch?
The IFSC Code for Bank of India JOSHIPARA branch in JUNAGADH, Gujarat is BKID0003314. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Bank of India JOSHIPARA branch?
The branch is located at: JOSHIPARADISTRICT JUNAGADH, JUNAGADH, Gujarat.
What is the MICR Code for Bank of India JOSHIPARA?
The MICR Code for electronic cheque clearing at Bank of India JOSHIPARA is 362013002.
How can I contact Bank of India JOSHIPARA branch?
You can contact the branch at: Phone: +912852616644. For official national customer care, refer to Bank of India's official banking channels.
How to decipher the IFSC code BKID0003314?
The first 4 characters 'BKID' represent Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '003314' represent the specific JOSHIPARA branch code.
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