Bank of India Lakshmikantapur Branch IFSC Code: BKID0004096
Branch Code: 004096 | FGMO KOLKATA, FGMO KOLKATA, WEST BENGAL
The official Indian Financial System Code (IFSC) for Bank of India, Lakshmikantapur branch in FGMO KOLKATA, WEST BENGAL is BKID0004096. The MICR code for cheque clearance is 743013003.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Bank of India
- Branch Name
- LAKSHMIKANTAPUR
- MICR Code
- City / District
- FGMO KOLKATA (FGMO KOLKATA)
- State
- WEST BENGAL
- Postal Pincode
- 743345
J L.NO 86,RS LR DAG NO-348,P.O.BIJOYGANJ BAZAR,P.S MANDIR BAZAR,GHATESHWARA GRAM PANCHYAT-743345, Pincode: 743345
Banks Open Per Published Schedule
Earn up to 7.25% p.a. on Fixed Deposits
Senior citizens receive an additional premium up to 7.75% p.a.
Local Financial Pulse: FGMO KOLKATA, WEST BENGAL
How to Read IFSC Code: BKID0004096
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Bank of India (BKID0004096)
Which bank does IFSC Code BKID0004096 belong to?
IFSC Code BKID0004096 belongs to Bank of India for its LAKSHMIKANTAPUR branch, located in FGMO KOLKATA, WEST BENGAL. The 4-letter prefix 'BKID' represents Bank of India.
What is the IFSC Code for Bank of India LAKSHMIKANTAPUR branch?
The IFSC Code for Bank of India LAKSHMIKANTAPUR branch in FGMO KOLKATA, WEST BENGAL is BKID0004096. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Bank of India LAKSHMIKANTAPUR branch?
The branch is located at: J L.NO 86,RS LR DAG NO-348,P.O.BIJOYGANJ BAZAR,P.S MANDIR BAZAR,GHATESHWARA GRAM PANCHYAT-743345, Pincode: 743345, FGMO KOLKATA, WEST BENGAL.
What is the MICR Code for Bank of India LAKSHMIKANTAPUR?
The MICR Code for electronic cheque clearing at Bank of India LAKSHMIKANTAPUR is 743013003.
How can I contact Bank of India LAKSHMIKANTAPUR branch?
You can contact the branch at: Phone: +919431317631. For official national customer care, refer to Bank of India's official banking channels.
How to decipher the IFSC code BKID0004096?
The first 4 characters 'BKID' represent Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '004096' represent the specific LAKSHMIKANTAPUR branch code.
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