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BKIDBranch Code: 004196

Bank of India Baksha Branch IFSC Code: BKID0004196

Branch Code: 004196 | HUGLI-CHINSURAH, HUGLI-CHINSURAH, WEST BENGAL

Primary IFSC Code
BKID0004196
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Bank of India, Baksha branch in HUGLI-CHINSURAH, WEST BENGAL is BKID0004196. The MICR code for cheque clearance is 700013143.

Branch Fact Sheet & Electronic Routing Details

Bank Name
Bank of India
Branch Name
BAKSHA
MICR Code
Postal Pincode
722152
Full Branch Address

VILL AND PO BAKSHA PS CHANDITALA DIST HOOGHLY PIN 722152, Pincode: 722152

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in WEST BENGAL:Bhai Dooj / Chitragupt Jayanti on 2026-11-10 (10 days away).
Bank of India Deposit RatesRBI Master Slabs

Earn up to 7.25% p.a. on Fixed Deposits

Senior citizens receive an additional premium up to 7.75% p.a.

1-Click Returns EstimationCalculate compound interest on your deposit
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Local Financial Pulse: HUGLI-CHINSURAH, WEST BENGAL

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: BKID0004196

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

BKIDBank Identifier

First 4 alphabetic characters identify Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

004196Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Bank of India (BKID0004196)

Which bank does IFSC Code BKID0004196 belong to?

IFSC Code BKID0004196 belongs to Bank of India for its BAKSHA branch, located in HUGLI-CHINSURAH, WEST BENGAL. The 4-letter prefix 'BKID' represents Bank of India.

What is the IFSC Code for Bank of India BAKSHA branch?

The IFSC Code for Bank of India BAKSHA branch in HUGLI-CHINSURAH, WEST BENGAL is BKID0004196. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Bank of India BAKSHA branch?

The branch is located at: VILL AND PO BAKSHA PS CHANDITALA DIST HOOGHLY PIN 722152, Pincode: 722152, HUGLI-CHINSURAH, WEST BENGAL.

What is the MICR Code for Bank of India BAKSHA?

The MICR Code for electronic cheque clearing at Bank of India BAKSHA is 700013143.

How can I contact Bank of India BAKSHA branch?

You can contact the branch at: Phone: +913212223345. For official national customer care, refer to Bank of India's official banking channels.

How to decipher the IFSC code BKID0004196?

The first 4 characters 'BKID' represent Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '004196' represent the specific BAKSHA branch code.

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