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BKIDBranch Code: 004294

Bank of India Bagula Branch IFSC Code: BKID0004294

Branch Code: 004294 | BAGULA DIST NADIA WEST BENGAL, BAGULA DIST NADIA WEST BENGAL, WEST BENGAL

Primary IFSC Code
BKID0004294
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Bank of India, Bagula branch in BAGULA DIST NADIA WEST BENGAL, WEST BENGAL is BKID0004294. The MICR code for cheque clearance is 700013512.

Branch Fact Sheet & Electronic Routing Details

Bank Name
Bank of India
Branch Name
BAGULA
MICR Code
Postal Pincode
N/A
Full Branch Address

COLLEGE ROADBAGULA

Contact & Customer Care

How to Read IFSC Code: BKID0004294

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

BKIDBank Identifier

First 4 alphabetic characters identify Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

004294Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Bank of India (BKID0004294)

Which bank does IFSC Code BKID0004294 belong to?

IFSC Code BKID0004294 belongs to Bank of India for its BAGULA branch, located in BAGULA DIST NADIA WEST BENGAL, WEST BENGAL. The 4-letter prefix 'BKID' represents Bank of India.

What is the IFSC Code for Bank of India BAGULA branch?

The IFSC Code for Bank of India BAGULA branch in BAGULA DIST NADIA WEST BENGAL, WEST BENGAL is BKID0004294. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Bank of India BAGULA branch?

The branch is located at: COLLEGE ROADBAGULA, BAGULA DIST NADIA WEST BENGAL, WEST BENGAL.

What is the MICR Code for Bank of India BAGULA?

The MICR Code for electronic cheque clearing at Bank of India BAGULA is 700013512.

How can I contact Bank of India BAGULA branch?

You can contact the branch at: Phone: +919638576264. For official national customer care, refer to Bank of India's official banking channels.

How to decipher the IFSC code BKID0004294?

The first 4 characters 'BKID' represent Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '004294' represent the specific BAGULA branch code.