Bank of India IFSC Code
KOSHILA Branch, KOSHILA DIST GAYA, KOSHILA DIST GAYA, BIHAR
The official Indian Financial System Code (IFSC) for Bank of India, KOSHILA branch in KOSHILA DIST GAYA, BIHAR is BKID0004489. The MICR code for cheque clearance is 823013505.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Bank of India
- Branch Name
- KOSHILA
- MICR Code
- City / District
- KOSHILA DIST GAYA (KOSHILA DIST GAYA)
- State
- BIHAR
- Postal Pincode
- N/A
AT PO KOSHILAVIA BODHGAYA
How to Read IFSC Code: BKID0004489
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Bank of India (BKID0004489)
What is the IFSC Code for Bank of India KOSHILA branch?
The IFSC Code for Bank of India KOSHILA branch in KOSHILA DIST GAYA, BIHAR is BKID0004489. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Bank of India KOSHILA branch?
The branch is located at: AT PO KOSHILAVIA BODHGAYA, KOSHILA DIST GAYA, BIHAR.
What is the MICR Code for Bank of India KOSHILA?
The MICR Code for electronic cheque clearing at Bank of India KOSHILA is 823013505.
How can I contact Bank of India KOSHILA branch?
You can contact the branch at: Phone: +916319934686. For official national customer care, refer to Bank of India's official banking channels.
How to decipher the IFSC code BKID0004489?
The first 4 characters 'BKID' represent Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '004489' represent the specific KOSHILA branch code.
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