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BKIDBranch Code: 004603

Bank of India IFSC Code

RAMGARH Branch, RAMGR DIST BHABHUA, RAMGR DIST BHABHUA, BIHAR

Primary IFSC Code
BKID0004603
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Bank of India, RAMGARH branch in RAMGR DIST BHABHUA, BIHAR is BKID0004603. The MICR code for cheque clearance is 821013602.

Branch Fact Sheet & Electronic Routing Details

Bank Name
Bank of India
Branch Name
RAMGARH
MICR Code
State
BIHAR
Postal Pincode
N/A
Full Branch Address

P O RAMGARHVIA MOHANIA SASARAM DIST BHABHUA

Contact Details
Phone: +916187244221

How to Read IFSC Code: BKID0004603

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

BKIDBank Identifier

First 4 alphabetic characters identify Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

004603Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Bank of India (BKID0004603)

What is the IFSC Code for Bank of India RAMGARH branch?

The IFSC Code for Bank of India RAMGARH branch in RAMGR DIST BHABHUA, BIHAR is BKID0004603. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Bank of India RAMGARH branch?

The branch is located at: P O RAMGARHVIA MOHANIA SASARAM DIST BHABHUA, RAMGR DIST BHABHUA, BIHAR.

What is the MICR Code for Bank of India RAMGARH?

The MICR Code for electronic cheque clearing at Bank of India RAMGARH is 821013602.

How can I contact Bank of India RAMGARH branch?

You can contact the branch at: Phone: +916187244221. For official national customer care, refer to Bank of India's official banking channels.

How to decipher the IFSC code BKID0004603?

The first 4 characters 'BKID' represent Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '004603' represent the specific RAMGARH branch code.

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