Bank of India IFSC Code
ALIGANJ HABIBPUR Branch, ALIGANJ HABIBPUR, ALIGANJ HABIBPUR, BIHAR
The official Indian Financial System Code (IFSC) for Bank of India, ALIGANJ HABIBPUR branch in ALIGANJ HABIBPUR, BIHAR is BKID0004627. The MICR code for cheque clearance is 812013005.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Bank of India
- Branch Name
- ALIGANJ HABIBPUR
- MICR Code
- City / District
- ALIGANJ HABIBPUR (ALIGANJ HABIBPUR)
- State
- BIHAR
- Postal Pincode
- N/A
GURHATTA CHOWKPO MIRJANHAT DIST BHAGALPUR
How to Read IFSC Code: BKID0004627
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Bank of India (BKID0004627)
What is the IFSC Code for Bank of India ALIGANJ HABIBPUR branch?
The IFSC Code for Bank of India ALIGANJ HABIBPUR branch in ALIGANJ HABIBPUR, BIHAR is BKID0004627. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Bank of India ALIGANJ HABIBPUR branch?
The branch is located at: GURHATTA CHOWKPO MIRJANHAT DIST BHAGALPUR, ALIGANJ HABIBPUR, BIHAR.
What is the MICR Code for Bank of India ALIGANJ HABIBPUR?
The MICR Code for electronic cheque clearing at Bank of India ALIGANJ HABIBPUR is 812013005.
How can I contact Bank of India ALIGANJ HABIBPUR branch?
You can contact the branch at: Phone: +916412422190. For official national customer care, refer to Bank of India's official banking channels.
How to decipher the IFSC code BKID0004627?
The first 4 characters 'BKID' represent Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '004627' represent the specific ALIGANJ HABIBPUR branch code.
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