Bank of India IFSC Code
PHULCHI Branch, PHULCHI DIST GIRIDIH, PHULCHI DIST GIRIDIH, JHARKHAND
The official Indian Financial System Code (IFSC) for Bank of India, PHULCHI branch in PHULCHI DIST GIRIDIH, JHARKHAND is BKID0004785. The MICR code for cheque clearance is 815013521.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Bank of India
- Branch Name
- PHULCHI
- MICR Code
- City / District
- PHULCHI DIST GIRIDIH (PHULCHI DIST GIRIDIH)
- State
- JHARKHAND
- Postal Pincode
- N/A
AT POST PHULCHIBLOCK GANDEY DIST GIRIDIH
How to Read IFSC Code: BKID0004785
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Bank of India (BKID0004785)
What is the IFSC Code for Bank of India PHULCHI branch?
The IFSC Code for Bank of India PHULCHI branch in PHULCHI DIST GIRIDIH, JHARKHAND is BKID0004785. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Bank of India PHULCHI branch?
The branch is located at: AT POST PHULCHIBLOCK GANDEY DIST GIRIDIH, PHULCHI DIST GIRIDIH, JHARKHAND.
What is the MICR Code for Bank of India PHULCHI?
The MICR Code for electronic cheque clearing at Bank of India PHULCHI is 815013521.
How can I contact Bank of India PHULCHI branch?
You can contact the branch at: Phone: +919430757754. For official national customer care, refer to Bank of India's official banking channels.
How to decipher the IFSC code BKID0004785?
The first 4 characters 'BKID' represent Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '004785' represent the specific PHULCHI branch code.
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