Bank of India IFSC Code
RATU Branch, RATU, RATU, JHARKHAND
The official Indian Financial System Code (IFSC) for Bank of India, RATU branch in RATU, JHARKHAND is BKID0004945. The MICR code for cheque clearance is 834013008.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Bank of India
- Branch Name
- RATU
- MICR Code
- City / District
- RATU (RATU)
- State
- JHARKHAND
- Postal Pincode
- N/A
AT POST RATURATU CHATTI
How to Read IFSC Code: BKID0004945
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Bank of India (BKID0004945)
What is the IFSC Code for Bank of India RATU branch?
The IFSC Code for Bank of India RATU branch in RATU, JHARKHAND is BKID0004945. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Bank of India RATU branch?
The branch is located at: AT POST RATURATU CHATTI, RATU, JHARKHAND.
What is the MICR Code for Bank of India RATU?
The MICR Code for electronic cheque clearing at Bank of India RATU is 834013008.
How can I contact Bank of India RATU branch?
You can contact the branch at: Phone: +916512521557. For official national customer care, refer to Bank of India's official banking channels.
How to decipher the IFSC code BKID0004945?
The first 4 characters 'BKID' represent Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '004945' represent the specific RATU branch code.
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