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BKIDBranch Code: 004972

Bank of India IFSC Code

KAUWA Branch, KAUWA DIST SAMASTIPUR, KAUWA DIST SAMASTIPUR, BIHAR

Primary IFSC Code
BKID0004972
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Bank of India, KAUWA branch in KAUWA DIST SAMASTIPUR, BIHAR is BKID0004972. The MICR code for cheque clearance is 848013501.

Branch Fact Sheet & Electronic Routing Details

Bank Name
Bank of India
Branch Name
KAUWA
MICR Code
State
BIHAR
Postal Pincode
N/A
Full Branch Address

AT KAUWA CHOWKP O JORPURA DIST SAMASTIPUR

Contact Details
Phone: +919638576317

How to Read IFSC Code: BKID0004972

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

BKIDBank Identifier

First 4 alphabetic characters identify Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

004972Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Bank of India (BKID0004972)

What is the IFSC Code for Bank of India KAUWA branch?

The IFSC Code for Bank of India KAUWA branch in KAUWA DIST SAMASTIPUR, BIHAR is BKID0004972. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Bank of India KAUWA branch?

The branch is located at: AT KAUWA CHOWKP O JORPURA DIST SAMASTIPUR, KAUWA DIST SAMASTIPUR, BIHAR.

What is the MICR Code for Bank of India KAUWA?

The MICR Code for electronic cheque clearing at Bank of India KAUWA is 848013501.

How can I contact Bank of India KAUWA branch?

You can contact the branch at: Phone: +919638576317. For official national customer care, refer to Bank of India's official banking channels.

How to decipher the IFSC code BKID0004972?

The first 4 characters 'BKID' represent Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '004972' represent the specific KAUWA branch code.

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