BKIDBranch Code: 005524

Bank of India IFSC Code

UMERKOTE Branch, UMERKOTE, UMERKOTE, ODISHA

Primary IFSC Code

BKID0005524

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Bank of India, UMERKOTE branch in UMERKOTE, ODISHA is BKID0005524. The MICR code for cheque clearance is 764013003.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Bank of India
Branch Name: UMERKOTE
MICR Code: 764013003
City / District: UMERKOTE (UMERKOTE)
State: ODISHA
Postal Pincode: 764073

Full Branch Address

MAIN ROAD, WARD NO-8,NEAR NEW BUS STAND,NAWARANGPUR,ODISHA-764073, Pincode: 764073

Contact Details

Phone: +917684958692

How to Read IFSC Code: BKID0005524

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

BKIDBank Identifier

First 4 alphabetic characters identify Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

005524Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Bank of India (BKID0005524)

What is the IFSC Code for Bank of India UMERKOTE branch?

The IFSC Code for Bank of India UMERKOTE branch in UMERKOTE, ODISHA is BKID0005524. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Bank of India UMERKOTE branch?

The branch is located at: MAIN ROAD, WARD NO-8,NEAR NEW BUS STAND,NAWARANGPUR,ODISHA-764073, Pincode: 764073, UMERKOTE, ODISHA.

What is the MICR Code for Bank of India UMERKOTE?

The MICR Code for electronic cheque clearing at Bank of India UMERKOTE is 764013003.

How can I contact Bank of India UMERKOTE branch?

You can contact the branch at: Phone: +917684958692. For official national customer care, refer to Bank of India's official banking channels.

How to decipher the IFSC code BKID0005524?

The first 4 characters 'BKID' represent Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '005524' represent the specific UMERKOTE branch code.