BKIDBranch Code: 005784

Bank of India IFSC Code

DESARI Branch, DESARI, DESARI, BIHAR

Primary IFSC Code

BKID0005784

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Bank of India, DESARI branch in DESARI, BIHAR is BKID0005784. The MICR code for cheque clearance is 844013507.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Bank of India
Branch Name: DESARI
MICR Code: 844013507
City / District: DESARI (DESARI)
State: BIHAR
Postal Pincode: 844504

Full Branch Address

BANK OF INDIA DESARI PATEL CHOWKDIST VAISHALI BIHAR 844504, Pincode: 844504

Contact Details

Phone: +919638576410

How to Read IFSC Code: BKID0005784

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

BKIDBank Identifier

First 4 alphabetic characters identify Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

005784Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Bank of India (BKID0005784)

What is the IFSC Code for Bank of India DESARI branch?

The IFSC Code for Bank of India DESARI branch in DESARI, BIHAR is BKID0005784. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Bank of India DESARI branch?

The branch is located at: BANK OF INDIA DESARI PATEL CHOWKDIST VAISHALI BIHAR 844504, Pincode: 844504, DESARI, BIHAR.

What is the MICR Code for Bank of India DESARI?

The MICR Code for electronic cheque clearing at Bank of India DESARI is 844013507.

How can I contact Bank of India DESARI branch?

You can contact the branch at: Phone: +919638576410. For official national customer care, refer to Bank of India's official banking channels.

How to decipher the IFSC code BKID0005784?

The first 4 characters 'BKID' represent Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '005784' represent the specific DESARI branch code.