BKIDBranch Code: 00SM81

Bank of India IFSC Code

SME CITY CENTRE NAVI MUMBAI Branch, NAVI MUMBAI, NAVI MUMBAI, Maharashtra

Primary IFSC Code

BKID000SM81

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Bank of India, SME CITY CENTRE NAVI MUMBAI branch in NAVI MUMBAI, Maharashtra is BKID000SM81.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Bank of India
Branch Name: SME CITY CENTRE NAVI MUMBAI
MICR Code: Not Assigned / Non-MICR
City / District: NAVI MUMBAI (NAVI MUMBAI)
State: Maharashtra
Postal Pincode: N/A

Full Branch Address

SME CITY CENTERNAVI MUMBAI

Contact Details

Phone: +919728562549

How to Read IFSC Code: BKID000SM81

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

BKIDBank Identifier

First 4 alphabetic characters identify Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

00SM81Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Bank of India (BKID000SM81)

What is the IFSC Code for Bank of India SME CITY CENTRE NAVI MUMBAI branch?

The IFSC Code for Bank of India SME CITY CENTRE NAVI MUMBAI branch in NAVI MUMBAI, Maharashtra is BKID000SM81. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Bank of India SME CITY CENTRE NAVI MUMBAI branch?

The branch is located at: SME CITY CENTERNAVI MUMBAI, NAVI MUMBAI, Maharashtra.

How can I contact Bank of India SME CITY CENTRE NAVI MUMBAI branch?

You can contact the branch at: Phone: +919728562549. For official national customer care, refer to Bank of India's official banking channels.

How to decipher the IFSC code BKID000SM81?

The first 4 characters 'BKID' represent Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '00SM81' represent the specific SME CITY CENTRE NAVI MUMBAI branch code.