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CBINBranch Code: 280362

Central Bank of India Nizam Road Ludhiana Branch IFSC Code: CBIN0280362

Branch Code: 280362 | LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code
CBIN0280362
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Central Bank of India, Nizam Road Ludhiana branch in LUDHIANA, Punjab is CBIN0280362. The MICR code for cheque clearance is 141016010.

Branch Fact Sheet & Electronic Routing Details

Branch Name
NIZAM ROAD LUDHIANA
MICR Code
City / District
LUDHIANA (LUDHIANA)
State
Punjab
Postal Pincode
141101
Full Branch Address

NIZAM ROAD, LUDHIANA PUNJAB 141101, Pincode: 141101

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in Punjab:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).
Customer Support & Helplines24x7 Toll-Free

Central Bank of India Official Emergency Contacts

Local Financial Pulse: LUDHIANA, Punjab

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: CBIN0280362

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

CBINBank Identifier

First 4 alphabetic characters identify Central Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

280362Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Central Bank of India (CBIN0280362)

Which bank does IFSC Code CBIN0280362 belong to?

IFSC Code CBIN0280362 belongs to Central Bank of India for its NIZAM ROAD LUDHIANA branch, located in LUDHIANA, Punjab. The 4-letter prefix 'CBIN' represents Central Bank of India.

What is the IFSC Code for Central Bank of India NIZAM ROAD LUDHIANA branch?

The IFSC Code for Central Bank of India NIZAM ROAD LUDHIANA branch in LUDHIANA, Punjab is CBIN0280362. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Central Bank of India NIZAM ROAD LUDHIANA branch?

The branch is located at: NIZAM ROAD, LUDHIANA PUNJAB 141101, Pincode: 141101, LUDHIANA, Punjab.

What is the MICR Code for Central Bank of India NIZAM ROAD LUDHIANA?

The MICR Code for electronic cheque clearing at Central Bank of India NIZAM ROAD LUDHIANA is 141016010.

How can I contact Central Bank of India NIZAM ROAD LUDHIANA branch?

You can contact the branch at: Phone: +912222612008. For official national customer care, refer to Central Bank of India's official banking channels.

How to decipher the IFSC code CBIN0280362?

The first 4 characters 'CBIN' represent Central Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '280362' represent the specific NIZAM ROAD LUDHIANA branch code.