CBINBranch Code: 281161

Central Bank of India IFSC Code

INDUATRIAL AREA PHAGWARA Branch, PHAGWARA, PHAGWARA, Punjab

Primary IFSC Code

CBIN0281161

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Central Bank of India, INDUATRIAL AREA PHAGWARA branch in PHAGWARA, Punjab is CBIN0281161. The MICR code for cheque clearance is 144016202.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Central Bank of India
Branch Name: INDUATRIAL AREA PHAGWARA
MICR Code: 144016202
City / District: PHAGWARA (PHAGWARA)
State: Punjab
Postal Pincode: 144401

Full Branch Address

P.B. NO.32, G.T. ROAD, INDUSTRIAL AREA PHAGWARA, 144401, Pincode: 144401

Contact Details

Phone: +912222612008

How to Read IFSC Code: CBIN0281161

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

CBINBank Identifier

First 4 alphabetic characters identify Central Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

281161Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Central Bank of India (CBIN0281161)

What is the IFSC Code for Central Bank of India INDUATRIAL AREA PHAGWARA branch?

The IFSC Code for Central Bank of India INDUATRIAL AREA PHAGWARA branch in PHAGWARA, Punjab is CBIN0281161. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Central Bank of India INDUATRIAL AREA PHAGWARA branch?

The branch is located at: P.B. NO.32, G.T. ROAD, INDUSTRIAL AREA PHAGWARA, 144401, Pincode: 144401, PHAGWARA, Punjab.

What is the MICR Code for Central Bank of India INDUATRIAL AREA PHAGWARA?

The MICR Code for electronic cheque clearing at Central Bank of India INDUATRIAL AREA PHAGWARA is 144016202.

How can I contact Central Bank of India INDUATRIAL AREA PHAGWARA branch?

You can contact the branch at: Phone: +912222612008. For official national customer care, refer to Central Bank of India's official banking channels.

How to decipher the IFSC code CBIN0281161?

The first 4 characters 'CBIN' represent Central Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '281161' represent the specific INDUATRIAL AREA PHAGWARA branch code.