Central Bank of India Pholriwal Branch IFSC Code: CBIN0285148
Branch Code: 285148 | JALANDHAR, JALANDHAR, Punjab
The official Indian Financial System Code (IFSC) for Central Bank of India, Pholriwal branch in JALANDHAR, Punjab is CBIN0285148. The MICR code for cheque clearance is 144016018.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Central Bank of India
- Branch Name
- PHOLRIWAL
- MICR Code
- City / District
- JALANDHAR (JALANDHAR)
- State
- Punjab
- Postal Pincode
- 144026
VILL-PHOLRIWAL OPP. JALANDHAR HEIGHTS, FLATS 1, JALALNDHAR, 144026., Pincode: 144026
How to Read IFSC Code: CBIN0285148
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Central Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Central Bank of India (CBIN0285148)
Which bank does IFSC Code CBIN0285148 belong to?
IFSC Code CBIN0285148 belongs to Central Bank of India for its PHOLRIWAL branch, located in JALANDHAR, Punjab. The 4-letter prefix 'CBIN' represents Central Bank of India.
What is the IFSC Code for Central Bank of India PHOLRIWAL branch?
The IFSC Code for Central Bank of India PHOLRIWAL branch in JALANDHAR, Punjab is CBIN0285148. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Central Bank of India PHOLRIWAL branch?
The branch is located at: VILL-PHOLRIWAL OPP. JALANDHAR HEIGHTS, FLATS 1, JALALNDHAR, 144026., Pincode: 144026, JALANDHAR, Punjab.
What is the MICR Code for Central Bank of India PHOLRIWAL?
The MICR Code for electronic cheque clearing at Central Bank of India PHOLRIWAL is 144016018.
How can I contact Central Bank of India PHOLRIWAL branch?
You can contact the branch at: Phone: +912222637966. For official national customer care, refer to Central Bank of India's official banking channels.
How to decipher the IFSC code CBIN0285148?
The first 4 characters 'CBIN' represent Central Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '285148' represent the specific PHOLRIWAL branch code.
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