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CIUBBranch Code: 000977

City Union Bank Surat Varachha Branch IFSC Code: CIUB0000977

Branch Code: 000977 | SURAT, SURAT, Gujarat

Primary IFSC Code
CIUB0000977
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for City Union Bank, Surat Varachha branch in SURAT, Gujarat is CIUB0000977. The MICR code for cheque clearance is 395054006.

Branch Fact Sheet & Electronic Routing Details

Branch Name
SURAT VARACHHA
MICR Code
City / District
SURAT (SURAT)
State
Gujarat
Postal Pincode
N/A
Full Branch Address

SHOP G-3, TEJUBA BUSINESS SQUARE,KAPODRA, VARACHHA ROAD,SURAT,GUJARAT

Contact & Customer Care

How to Read IFSC Code: CIUB0000977

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

CIUBBank Identifier

First 4 alphabetic characters identify City Union Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000977Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: City Union Bank (CIUB0000977)

Which bank does IFSC Code CIUB0000977 belong to?

IFSC Code CIUB0000977 belongs to City Union Bank for its SURAT VARACHHA branch, located in SURAT, Gujarat. The 4-letter prefix 'CIUB' represents City Union Bank.

What is the IFSC Code for City Union Bank SURAT VARACHHA branch?

The IFSC Code for City Union Bank SURAT VARACHHA branch in SURAT, Gujarat is CIUB0000977. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of City Union Bank SURAT VARACHHA branch?

The branch is located at: SHOP G-3, TEJUBA BUSINESS SQUARE,KAPODRA, VARACHHA ROAD,SURAT,GUJARAT, SURAT, Gujarat.

What is the MICR Code for City Union Bank SURAT VARACHHA?

The MICR Code for electronic cheque clearing at City Union Bank SURAT VARACHHA is 395054006.

How can I contact City Union Bank SURAT VARACHHA branch?

You can contact the branch at: Phone: +918925935906. For official national customer care, refer to City Union Bank's official banking channels.

How to decipher the IFSC code CIUB0000977?

The first 4 characters 'CIUB' represent City Union Bank. The 5th character is '0' reserved for future use. The last 6 characters '000977' represent the specific SURAT VARACHHA branch code.