Cosmos Co-operative Bank IFSC Code
SURAT Branch, SURAT, SURAT, Gujarat
The official Indian Financial System Code (IFSC) for Cosmos Co-operative Bank, SURAT branch in SURAT, Gujarat is COSB0000038. The MICR code for cheque clearance is 395164002.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Cosmos Co-operative Bank
- Branch Name
- SURAT
- MICR Code
- City / District
- SURAT (SURAT)
- State
- Gujarat
- Postal Pincode
- N/A
MERIDIAN TOWER, UDHANA DARWAJA, NEAR RAJKUMAR THEATER,SURAT 395 002
How to Read IFSC Code: COSB0000038
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Cosmos Co-operative Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Cosmos Co-operative Bank (COSB0000038)
What is the IFSC Code for Cosmos Co-operative Bank SURAT branch?
The IFSC Code for Cosmos Co-operative Bank SURAT branch in SURAT, Gujarat is COSB0000038. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Cosmos Co-operative Bank SURAT branch?
The branch is located at: MERIDIAN TOWER, UDHANA DARWAJA, NEAR RAJKUMAR THEATER,SURAT 395 002, SURAT, Gujarat.
What is the MICR Code for Cosmos Co-operative Bank SURAT?
The MICR Code for electronic cheque clearing at Cosmos Co-operative Bank SURAT is 395164002.
How can I contact Cosmos Co-operative Bank SURAT branch?
You can contact the branch at: Phone: 8365935. For official national customer care, refer to Cosmos Co-operative Bank's official banking channels.
How to decipher the IFSC code COSB0000038?
The first 4 characters 'COSB' represent Cosmos Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '000038' represent the specific SURAT branch code.
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