COSBBranch Code: 000063

Cosmos Co-operative Bank IFSC Code

VIP ROAD Branch, VADODARA, VADODARA, Gujarat

Primary IFSC Code

COSB0000063

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Cosmos Co-operative Bank, VIP ROAD branch in VADODARA, Gujarat is COSB0000063. The MICR code for cheque clearance is 390164004.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Cosmos Co-operative Bank
Branch Name: VIP ROAD
MICR Code: 390164004
City / District: VADODARA (VADODARA)
State: Gujarat
Postal Pincode: 390018

Full Branch Address

AMIT COMMERCIAL COMPLEX, GROUND FLOOR, KARELI BAUGH,VIP ROAD,VADODARA 390018., Pincode: 390018

Contact Details

Phone: 3248712

How to Read IFSC Code: COSB0000063

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

COSBBank Identifier

First 4 alphabetic characters identify Cosmos Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000063Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Cosmos Co-operative Bank (COSB0000063)

What is the IFSC Code for Cosmos Co-operative Bank VIP ROAD branch?

The IFSC Code for Cosmos Co-operative Bank VIP ROAD branch in VADODARA, Gujarat is COSB0000063. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Cosmos Co-operative Bank VIP ROAD branch?

The branch is located at: AMIT COMMERCIAL COMPLEX, GROUND FLOOR, KARELI BAUGH,VIP ROAD,VADODARA 390018., Pincode: 390018, VADODARA, Gujarat.

What is the MICR Code for Cosmos Co-operative Bank VIP ROAD?

The MICR Code for electronic cheque clearing at Cosmos Co-operative Bank VIP ROAD is 390164004.

How can I contact Cosmos Co-operative Bank VIP ROAD branch?

You can contact the branch at: Phone: 3248712. For official national customer care, refer to Cosmos Co-operative Bank's official banking channels.

How to decipher the IFSC code COSB0000063?

The first 4 characters 'COSB' represent Cosmos Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '000063' represent the specific VIP ROAD branch code.