COSBBranch Code: 000078

Cosmos Co-operative Bank IFSC Code

PHALTAN BRANCH Branch, PHALTAN, PHALTAN, Maharashtra

Primary IFSC Code

COSB0000078

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Cosmos Co-operative Bank, PHALTAN BRANCH branch in PHALTAN, Maharashtra is COSB0000078. The MICR code for cheque clearance is 415164152.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Cosmos Co-operative Bank
Branch Name: PHALTAN BRANCH
MICR Code: 415164152
City / District: PHALTAN (PHALTAN)
State: Maharashtra
Postal Pincode: 415523

Full Branch Address

AMAR PLAZA, LAXMINAGAR, PHALTAN 415523, Pincode: 415523

Contact Details

Phone: 222201

How to Read IFSC Code: COSB0000078

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

COSBBank Identifier

First 4 alphabetic characters identify Cosmos Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000078Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Cosmos Co-operative Bank (COSB0000078)

What is the IFSC Code for Cosmos Co-operative Bank PHALTAN BRANCH branch?

The IFSC Code for Cosmos Co-operative Bank PHALTAN BRANCH branch in PHALTAN, Maharashtra is COSB0000078. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Cosmos Co-operative Bank PHALTAN BRANCH branch?

The branch is located at: AMAR PLAZA, LAXMINAGAR, PHALTAN 415523, Pincode: 415523, PHALTAN, Maharashtra.

What is the MICR Code for Cosmos Co-operative Bank PHALTAN BRANCH?

The MICR Code for electronic cheque clearing at Cosmos Co-operative Bank PHALTAN BRANCH is 415164152.

How can I contact Cosmos Co-operative Bank PHALTAN BRANCH branch?

You can contact the branch at: Phone: 222201. For official national customer care, refer to Cosmos Co-operative Bank's official banking channels.

How to decipher the IFSC code COSB0000078?

The first 4 characters 'COSB' represent Cosmos Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '000078' represent the specific PHALTAN BRANCH branch code.