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COSBBranch Code: 000118

Cosmos Co-operative Bank Santacruz E Branch IFSC Code: COSB0000118

Branch Code: 000118 | MUMBAI, MUMBAI, Maharashtra

Primary IFSC Code
COSB0000118
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Cosmos Co-operative Bank, Santacruz E branch in MUMBAI, Maharashtra is COSB0000118. The MICR code for cheque clearance is 400164026.

Branch Fact Sheet & Electronic Routing Details

Branch Name
SANTACRUZ-E
MICR Code
City / District
MUMBAI (MUMBAI)
Postal Pincode
400055
Full Branch Address

UDAY DARSHAN, GROUND FLOOR, PLOT NO. 16, T.P.S.NO.3, 103, PANDIT JAWAHARLAL NEHRU ROAD, STATION ROAD, SANTACRUZ (EAST),MUMBAI-400055, Pincode: 400055

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in Maharashtra:Govardhan Puja / Balipratipada / Vikram Samvat New Year on 2026-11-09 (9 days away).
Customer Support & Helplines24x7 Toll-Free

Cosmos Co-operative Bank Official Emergency Contacts

Contact customer support for transaction queries, failed NEFT/IMPS transfers, or netbanking assistance.

Local Financial Pulse: MUMBAI, Maharashtra

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g
Petrol (MUMBAI)₹103.44 / L
Diesel (MUMBAI)₹89.97 / L

How to Read IFSC Code: COSB0000118

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

COSBBank Identifier

First 4 alphabetic characters identify Cosmos Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000118Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Cosmos Co-operative Bank (COSB0000118)

Which bank does IFSC Code COSB0000118 belong to?

IFSC Code COSB0000118 belongs to Cosmos Co-operative Bank for its SANTACRUZ-E branch, located in MUMBAI, Maharashtra. The 4-letter prefix 'COSB' represents Cosmos Co-operative Bank.

What is the IFSC Code for Cosmos Co-operative Bank SANTACRUZ-E branch?

The IFSC Code for Cosmos Co-operative Bank SANTACRUZ-E branch in MUMBAI, Maharashtra is COSB0000118. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Cosmos Co-operative Bank SANTACRUZ-E branch?

The branch is located at: UDAY DARSHAN, GROUND FLOOR, PLOT NO. 16, T.P.S.NO.3, 103, PANDIT JAWAHARLAL NEHRU ROAD, STATION ROAD, SANTACRUZ (EAST),MUMBAI-400055, Pincode: 400055, MUMBAI, Maharashtra.

What is the MICR Code for Cosmos Co-operative Bank SANTACRUZ-E?

The MICR Code for electronic cheque clearing at Cosmos Co-operative Bank SANTACRUZ-E is 400164026.

How can I contact Cosmos Co-operative Bank SANTACRUZ-E branch?

You can contact the branch at: Phone: +912226126972. For official national customer care, refer to Cosmos Co-operative Bank's official banking channels.

How to decipher the IFSC code COSB0000118?

The first 4 characters 'COSB' represent Cosmos Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '000118' represent the specific SANTACRUZ-E branch code.

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