ESFBBranch Code: 002004

Equitas Small Finance Bank IFSC Code

KOCHI Branch, ERNAKULAM, ERNAKULAM, KERALA

Primary IFSC Code

ESFB0002004

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Equitas Small Finance Bank, KOCHI branch in ERNAKULAM, KERALA is ESFB0002004. The MICR code for cheque clearance is 682756002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Equitas Small Finance Bank
Branch Name: KOCHI
MICR Code: 682756002
City / District: ERNAKULAM (ERNAKULAM)
State: KERALA
Postal Pincode: 682016

Full Branch Address

SANA TOWERS GROUND FLOOR,OPP.HOTEL AVENUE REGENT,M.G ROAD,ERNAKULUM -682016, Pincode: 682016

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: ESFB0002004

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ESFBBank Identifier

First 4 alphabetic characters identify Equitas Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002004Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Equitas Small Finance Bank (ESFB0002004)

What is the IFSC Code for Equitas Small Finance Bank KOCHI branch?

The IFSC Code for Equitas Small Finance Bank KOCHI branch in ERNAKULAM, KERALA is ESFB0002004. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Equitas Small Finance Bank KOCHI branch?

The branch is located at: SANA TOWERS GROUND FLOOR,OPP.HOTEL AVENUE REGENT,M.G ROAD,ERNAKULUM -682016, Pincode: 682016, ERNAKULAM, KERALA.

What is the MICR Code for Equitas Small Finance Bank KOCHI?

The MICR Code for electronic cheque clearing at Equitas Small Finance Bank KOCHI is 682756002.

How to decipher the IFSC code ESFB0002004?

The first 4 characters 'ESFB' represent Equitas Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '002004' represent the specific KOCHI branch code.