ESFBBranch Code: 007005

Equitas Small Finance Bank IFSC Code

KUMBHARIA ROAD Branch, SURAT, SURAT, Gujarat

Primary IFSC Code

ESFB0007005

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Equitas Small Finance Bank, KUMBHARIA ROAD branch in SURAT, Gujarat is ESFB0007005. The MICR code for cheque clearance is 395756002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Equitas Small Finance Bank
Branch Name: KUMBHARIA ROAD
MICR Code: 395756002
City / District: SURAT (SURAT)
State: Gujarat
Postal Pincode: 395010

Full Branch Address

NARANG HOUSE PLOT NO.6 & 7 BESIDES COSMOS BANK,MAGOB CROSS ROAD,PUNA KUMBHARIA ROAD,SURAT-395010, Pincode: 395010

Contact Details

Phone: +914430898015

How to Read IFSC Code: ESFB0007005

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ESFBBank Identifier

First 4 alphabetic characters identify Equitas Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

007005Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Equitas Small Finance Bank (ESFB0007005)

What is the IFSC Code for Equitas Small Finance Bank KUMBHARIA ROAD branch?

The IFSC Code for Equitas Small Finance Bank KUMBHARIA ROAD branch in SURAT, Gujarat is ESFB0007005. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Equitas Small Finance Bank KUMBHARIA ROAD branch?

The branch is located at: NARANG HOUSE PLOT NO.6 & 7 BESIDES COSMOS BANK,MAGOB CROSS ROAD,PUNA KUMBHARIA ROAD,SURAT-395010, Pincode: 395010, SURAT, Gujarat.

What is the MICR Code for Equitas Small Finance Bank KUMBHARIA ROAD?

The MICR Code for electronic cheque clearing at Equitas Small Finance Bank KUMBHARIA ROAD is 395756002.

How can I contact Equitas Small Finance Bank KUMBHARIA ROAD branch?

You can contact the branch at: Phone: +914430898015. For official national customer care, refer to Equitas Small Finance Bank's official banking channels.

How to decipher the IFSC code ESFB0007005?

The first 4 characters 'ESFB' represent Equitas Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '007005' represent the specific KUMBHARIA ROAD branch code.