ESFBBranch Code: 009142

Equitas Small Finance Bank IFSC Code

RATNAGIRI Branch, S MAHA, S MAHA, Maharashtra

Primary IFSC Code

ESFB0009142

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Equitas Small Finance Bank, RATNAGIRI branch in S MAHA, Maharashtra is ESFB0009142. The MICR code for cheque clearance is 415756051.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Equitas Small Finance Bank
Branch Name: RATNAGIRI
MICR Code: 415756051
City / District: S MAHA (S MAHA)
State: Maharashtra
Postal Pincode: 415612

Full Branch Address

NO.120,121,122 SIDDHIVINAYAK CITY CENTRE,SIDDHIVINAYAK NAGAR,SHIVAJI NAGAR,RATNAGIRI 415612, Pincode: 415612

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: ESFB0009142

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ESFBBank Identifier

First 4 alphabetic characters identify Equitas Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

009142Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Equitas Small Finance Bank (ESFB0009142)

What is the IFSC Code for Equitas Small Finance Bank RATNAGIRI branch?

The IFSC Code for Equitas Small Finance Bank RATNAGIRI branch in S MAHA, Maharashtra is ESFB0009142. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Equitas Small Finance Bank RATNAGIRI branch?

The branch is located at: NO.120,121,122 SIDDHIVINAYAK CITY CENTRE,SIDDHIVINAYAK NAGAR,SHIVAJI NAGAR,RATNAGIRI 415612, Pincode: 415612, S MAHA, Maharashtra.

What is the MICR Code for Equitas Small Finance Bank RATNAGIRI?

The MICR Code for electronic cheque clearing at Equitas Small Finance Bank RATNAGIRI is 415756051.

How to decipher the IFSC code ESFB0009142?

The first 4 characters 'ESFB' represent Equitas Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '009142' represent the specific RATNAGIRI branch code.