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ESMFBranch Code: 001168

Esaf Small Finance Bank Palakkad Town Branch IFSC Code: ESMF0001168

Branch Code: 001168 | PALAKKAD, PALAKKAD, KERALA

Primary IFSC Code
ESMF0001168
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Esaf Small Finance Bank, Palakkad Town branch in PALAKKAD, KERALA is ESMF0001168. The MICR code for cheque clearance is 678760005.

Branch Fact Sheet & Electronic Routing Details

Branch Name
PALAKKAD - TOWN
MICR Code
City / District
PALAKKAD (PALAKKAD)
State
KERALA
Postal Pincode
678007
Full Branch Address

GROUND FLOOR,18 763 2,AHAMED SQUARE,NEAR KSRTC STAND,KSRTC LINK ROAD,DPO JUNCTION,PALAKKAD,PIN 678007, Pincode: 678007

Contact & Customer Care

How to Read IFSC Code: ESMF0001168

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ESMFBank Identifier

First 4 alphabetic characters identify Esaf Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001168Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Esaf Small Finance Bank (ESMF0001168)

Which bank does IFSC Code ESMF0001168 belong to?

IFSC Code ESMF0001168 belongs to Esaf Small Finance Bank for its PALAKKAD - TOWN branch, located in PALAKKAD, KERALA. The 4-letter prefix 'ESMF' represents Esaf Small Finance Bank.

What is the IFSC Code for Esaf Small Finance Bank PALAKKAD - TOWN branch?

The IFSC Code for Esaf Small Finance Bank PALAKKAD - TOWN branch in PALAKKAD, KERALA is ESMF0001168. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Esaf Small Finance Bank PALAKKAD - TOWN branch?

The branch is located at: GROUND FLOOR,18 763 2,AHAMED SQUARE,NEAR KSRTC STAND,KSRTC LINK ROAD,DPO JUNCTION,PALAKKAD,PIN 678007, Pincode: 678007, PALAKKAD, KERALA.

What is the MICR Code for Esaf Small Finance Bank PALAKKAD - TOWN?

The MICR Code for electronic cheque clearing at Esaf Small Finance Bank PALAKKAD - TOWN is 678760005.

How can I contact Esaf Small Finance Bank PALAKKAD - TOWN branch?

You can contact the branch at: Phone: +918589028431. For official national customer care, refer to Esaf Small Finance Bank's official banking channels.

How to decipher the IFSC code ESMF0001168?

The first 4 characters 'ESMF' represent Esaf Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001168' represent the specific PALAKKAD - TOWN branch code.

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