ESMFBranch Code: 001168

Esaf Small Finance Bank IFSC Code

PALAKKAD - TOWN Branch, PALAKKAD, PALAKKAD, KERALA

Primary IFSC Code

ESMF0001168

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Esaf Small Finance Bank, PALAKKAD - TOWN branch in PALAKKAD, KERALA is ESMF0001168. The MICR code for cheque clearance is 678760005.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Esaf Small Finance Bank
Branch Name: PALAKKAD - TOWN
MICR Code: 678760005
City / District: PALAKKAD (PALAKKAD)
State: KERALA
Postal Pincode: 678007

Full Branch Address

GROUND FLOOR,18 763 2,AHAMED SQUARE,NEAR KSRTC STAND,KSRTC LINK ROAD,DPO JUNCTION,PALAKKAD,PIN 678007, Pincode: 678007

Contact Details

Phone: +918589028431

How to Read IFSC Code: ESMF0001168

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ESMFBank Identifier

First 4 alphabetic characters identify Esaf Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001168Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Esaf Small Finance Bank (ESMF0001168)

What is the IFSC Code for Esaf Small Finance Bank PALAKKAD - TOWN branch?

The IFSC Code for Esaf Small Finance Bank PALAKKAD - TOWN branch in PALAKKAD, KERALA is ESMF0001168. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Esaf Small Finance Bank PALAKKAD - TOWN branch?

The branch is located at: GROUND FLOOR,18 763 2,AHAMED SQUARE,NEAR KSRTC STAND,KSRTC LINK ROAD,DPO JUNCTION,PALAKKAD,PIN 678007, Pincode: 678007, PALAKKAD, KERALA.

What is the MICR Code for Esaf Small Finance Bank PALAKKAD - TOWN?

The MICR Code for electronic cheque clearing at Esaf Small Finance Bank PALAKKAD - TOWN is 678760005.

How can I contact Esaf Small Finance Bank PALAKKAD - TOWN branch?

You can contact the branch at: Phone: +918589028431. For official national customer care, refer to Esaf Small Finance Bank's official banking channels.

How to decipher the IFSC code ESMF0001168?

The first 4 characters 'ESMF' represent Esaf Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001168' represent the specific PALAKKAD - TOWN branch code.