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ESMFBranch Code: 001193

Esaf Small Finance Bank Virupakka Branch IFSC Code: ESMF0001193

Branch Code: 001193 | VAZHANI, VAZHANI, KERALA

Primary IFSC Code
ESMF0001193
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Esaf Small Finance Bank, Virupakka branch in VAZHANI, KERALA is ESMF0001193. The MICR code for cheque clearance is 680760403.

Branch Fact Sheet & Electronic Routing Details

Branch Name
VIRUPAKKA
MICR Code
City / District
VAZHANI (VAZHANI)
State
KERALA
Postal Pincode
680589
Full Branch Address

RABIYA TOWER,SURVEY NO 79,4,VIRUPAKKA,VAZHANI PO,THRISSUR-680589, Pincode: 680589

Contact & Customer Care

How to Read IFSC Code: ESMF0001193

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ESMFBank Identifier

First 4 alphabetic characters identify Esaf Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001193Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Esaf Small Finance Bank (ESMF0001193)

Which bank does IFSC Code ESMF0001193 belong to?

IFSC Code ESMF0001193 belongs to Esaf Small Finance Bank for its VIRUPAKKA branch, located in VAZHANI, KERALA. The 4-letter prefix 'ESMF' represents Esaf Small Finance Bank.

What is the IFSC Code for Esaf Small Finance Bank VIRUPAKKA branch?

The IFSC Code for Esaf Small Finance Bank VIRUPAKKA branch in VAZHANI, KERALA is ESMF0001193. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Esaf Small Finance Bank VIRUPAKKA branch?

The branch is located at: RABIYA TOWER,SURVEY NO 79,4,VIRUPAKKA,VAZHANI PO,THRISSUR-680589, Pincode: 680589, VAZHANI, KERALA.

What is the MICR Code for Esaf Small Finance Bank VIRUPAKKA?

The MICR Code for electronic cheque clearing at Esaf Small Finance Bank VIRUPAKKA is 680760403.

How can I contact Esaf Small Finance Bank VIRUPAKKA branch?

You can contact the branch at: Phone: +918589002785. For official national customer care, refer to Esaf Small Finance Bank's official banking channels.

How to decipher the IFSC code ESMF0001193?

The first 4 characters 'ESMF' represent Esaf Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001193' represent the specific VIRUPAKKA branch code.