ESMFBranch Code: 001206

Esaf Small Finance Bank IFSC Code

KOTTARAKKARA Branch, KOTTARAKKARA, KOTTARAKKARA, KERALA

Primary IFSC Code

ESMF0001206

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Esaf Small Finance Bank, KOTTARAKKARA branch in KOTTARAKKARA, KERALA is ESMF0001206. The MICR code for cheque clearance is 691760102.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Esaf Small Finance Bank
Branch Name: KOTTARAKKARA
MICR Code: 691760102
City / District: KOTTARAKKARA (KOTTARAKKARA)
State: KERALA
Postal Pincode: 691531

Full Branch Address

PADINJATTATHIL COMPLEX,GOVINTHA MANGALAM ROAD,PULAMON JN,KOTTARAKKARA 691531, Pincode: 691531

Contact Details

Phone: +918589920563

How to Read IFSC Code: ESMF0001206

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ESMFBank Identifier

First 4 alphabetic characters identify Esaf Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001206Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Esaf Small Finance Bank (ESMF0001206)

What is the IFSC Code for Esaf Small Finance Bank KOTTARAKKARA branch?

The IFSC Code for Esaf Small Finance Bank KOTTARAKKARA branch in KOTTARAKKARA, KERALA is ESMF0001206. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Esaf Small Finance Bank KOTTARAKKARA branch?

The branch is located at: PADINJATTATHIL COMPLEX,GOVINTHA MANGALAM ROAD,PULAMON JN,KOTTARAKKARA 691531, Pincode: 691531, KOTTARAKKARA, KERALA.

What is the MICR Code for Esaf Small Finance Bank KOTTARAKKARA?

The MICR Code for electronic cheque clearing at Esaf Small Finance Bank KOTTARAKKARA is 691760102.

How can I contact Esaf Small Finance Bank KOTTARAKKARA branch?

You can contact the branch at: Phone: +918589920563. For official national customer care, refer to Esaf Small Finance Bank's official banking channels.

How to decipher the IFSC code ESMF0001206?

The first 4 characters 'ESMF' represent Esaf Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001206' represent the specific KOTTARAKKARA branch code.