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ESMFBranch Code: 001254

Esaf Small Finance Bank Vizhinjam Branch IFSC Code: ESMF0001254

Branch Code: 001254 | VIZHINJAM, VIZHINJAM, KERALA

Primary IFSC Code
ESMF0001254
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Esaf Small Finance Bank, Vizhinjam branch in VIZHINJAM, KERALA is ESMF0001254. The MICR code for cheque clearance is 695760008.

Branch Fact Sheet & Electronic Routing Details

Branch Name
VIZHINJAM
MICR Code
City / District
VIZHINJAM (VIZHINJAM)
State
KERALA
Postal Pincode
695521
Full Branch Address

NO 354 5A,HENRY ARCADE,VIZHINJAM,THIRUVANANTHAPURAM 695521, Pincode: 695521

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in KERALA:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).
Customer Support & Helplines24x7 Toll-Free

Esaf Small Finance Bank Official Emergency Contacts

Contact customer support for transaction queries, failed NEFT/IMPS transfers, or netbanking assistance.

Local Financial Pulse: VIZHINJAM, KERALA

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: ESMF0001254

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ESMFBank Identifier

First 4 alphabetic characters identify Esaf Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001254Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Esaf Small Finance Bank (ESMF0001254)

Which bank does IFSC Code ESMF0001254 belong to?

IFSC Code ESMF0001254 belongs to Esaf Small Finance Bank for its VIZHINJAM branch, located in VIZHINJAM, KERALA. The 4-letter prefix 'ESMF' represents Esaf Small Finance Bank.

What is the IFSC Code for Esaf Small Finance Bank VIZHINJAM branch?

The IFSC Code for Esaf Small Finance Bank VIZHINJAM branch in VIZHINJAM, KERALA is ESMF0001254. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Esaf Small Finance Bank VIZHINJAM branch?

The branch is located at: NO 354 5A,HENRY ARCADE,VIZHINJAM,THIRUVANANTHAPURAM 695521, Pincode: 695521, VIZHINJAM, KERALA.

What is the MICR Code for Esaf Small Finance Bank VIZHINJAM?

The MICR Code for electronic cheque clearing at Esaf Small Finance Bank VIZHINJAM is 695760008.

How can I contact Esaf Small Finance Bank VIZHINJAM branch?

You can contact the branch at: Phone: +918589941666. For official national customer care, refer to Esaf Small Finance Bank's official banking channels.

How to decipher the IFSC code ESMF0001254?

The first 4 characters 'ESMF' represent Esaf Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001254' represent the specific VIZHINJAM branch code.