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ESMFBranch Code: 001285

Esaf Small Finance Bank Varkala Branch IFSC Code: ESMF0001285

Branch Code: 001285 | VARKALA, VARKALA, KERALA

Primary IFSC Code
ESMF0001285
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Esaf Small Finance Bank, Varkala branch in VARKALA, KERALA is ESMF0001285. The MICR code for cheque clearance is 695760252.

Branch Fact Sheet & Electronic Routing Details

Branch Name
VARKALA
MICR Code
City / District
VARKALA (VARKALA)
State
KERALA
Postal Pincode
695141
Full Branch Address

GROUND FLOOR,SHAM COMPLEX,OPP RAILWAY STATION,VARKALA,THIRUVANANTHAPURAM 695141, Pincode: 695141

Contact & Customer Care

How to Read IFSC Code: ESMF0001285

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ESMFBank Identifier

First 4 alphabetic characters identify Esaf Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001285Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Esaf Small Finance Bank (ESMF0001285)

Which bank does IFSC Code ESMF0001285 belong to?

IFSC Code ESMF0001285 belongs to Esaf Small Finance Bank for its VARKALA branch, located in VARKALA, KERALA. The 4-letter prefix 'ESMF' represents Esaf Small Finance Bank.

What is the IFSC Code for Esaf Small Finance Bank VARKALA branch?

The IFSC Code for Esaf Small Finance Bank VARKALA branch in VARKALA, KERALA is ESMF0001285. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Esaf Small Finance Bank VARKALA branch?

The branch is located at: GROUND FLOOR,SHAM COMPLEX,OPP RAILWAY STATION,VARKALA,THIRUVANANTHAPURAM 695141, Pincode: 695141, VARKALA, KERALA.

What is the MICR Code for Esaf Small Finance Bank VARKALA?

The MICR Code for electronic cheque clearing at Esaf Small Finance Bank VARKALA is 695760252.

How can I contact Esaf Small Finance Bank VARKALA branch?

You can contact the branch at: Phone: +918589028221. For official national customer care, refer to Esaf Small Finance Bank's official banking channels.

How to decipher the IFSC code ESMF0001285?

The first 4 characters 'ESMF' represent Esaf Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001285' represent the specific VARKALA branch code.