Skip to main content
ESMFBranch Code: 001292

Esaf Small Finance Bank Kainakary North Branch IFSC Code: ESMF0001292

Branch Code: 001292 | ALAPUZHA, ALAPUZHA, KERALA

Primary IFSC Code
ESMF0001292
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Esaf Small Finance Bank, Kainakary North branch in ALAPUZHA, KERALA is ESMF0001292. The MICR code for cheque clearance is 688760003.

Branch Fact Sheet & Electronic Routing Details

Branch Name
KAINAKARY NORTH
MICR Code
City / District
ALAPUZHA (ALAPUZHA)
State
KERALA
Postal Pincode
N/A
Full Branch Address

NO.167 D,PAZHAYAMPALLIL BUILDING,KAINAKARY NORTH VILLAGE,KAINAKARY P.O,ALAPPUZHA DIST PIN688501

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in KERALA:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).
Customer Support & Helplines24x7 Toll-Free

Esaf Small Finance Bank Official Emergency Contacts

Contact customer support for transaction queries, failed NEFT/IMPS transfers, or netbanking assistance.

Local Financial Pulse: ALAPUZHA, KERALA

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: ESMF0001292

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ESMFBank Identifier

First 4 alphabetic characters identify Esaf Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001292Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Esaf Small Finance Bank (ESMF0001292)

Which bank does IFSC Code ESMF0001292 belong to?

IFSC Code ESMF0001292 belongs to Esaf Small Finance Bank for its KAINAKARY NORTH branch, located in ALAPUZHA, KERALA. The 4-letter prefix 'ESMF' represents Esaf Small Finance Bank.

What is the IFSC Code for Esaf Small Finance Bank KAINAKARY NORTH branch?

The IFSC Code for Esaf Small Finance Bank KAINAKARY NORTH branch in ALAPUZHA, KERALA is ESMF0001292. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Esaf Small Finance Bank KAINAKARY NORTH branch?

The branch is located at: NO.167 D,PAZHAYAMPALLIL BUILDING,KAINAKARY NORTH VILLAGE,KAINAKARY P.O,ALAPPUZHA DIST PIN688501, ALAPUZHA, KERALA.

What is the MICR Code for Esaf Small Finance Bank KAINAKARY NORTH?

The MICR Code for electronic cheque clearing at Esaf Small Finance Bank KAINAKARY NORTH is 688760003.

How can I contact Esaf Small Finance Bank KAINAKARY NORTH branch?

You can contact the branch at: Phone: +919388474208. For official national customer care, refer to Esaf Small Finance Bank's official banking channels.

How to decipher the IFSC code ESMF0001292?

The first 4 characters 'ESMF' represent Esaf Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001292' represent the specific KAINAKARY NORTH branch code.