ESMFBranch Code: 001315

Esaf Small Finance Bank IFSC Code

KAWARDHA Branch, KAWARDHA, KAWARDHA, CHHATTISGARH

Primary IFSC Code

ESMF0001315

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Esaf Small Finance Bank, KAWARDHA branch in KAWARDHA, CHHATTISGARH is ESMF0001315. The MICR code for cheque clearance is 491760201.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Esaf Small Finance Bank
Branch Name: KAWARDHA
MICR Code: 491760201
City / District: KAWARDHA (KAWARDHA)
State: CHHATTISGARH
Postal Pincode: 491559

Full Branch Address

CHANDRA VANSHI PLAZA,PANDATARAI,MAIN ROAD,KABIRDHAM,491559, Pincode: 491559

Contact Details

Phone: +919288092157

How to Read IFSC Code: ESMF0001315

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ESMFBank Identifier

First 4 alphabetic characters identify Esaf Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001315Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Esaf Small Finance Bank (ESMF0001315)

What is the IFSC Code for Esaf Small Finance Bank KAWARDHA branch?

The IFSC Code for Esaf Small Finance Bank KAWARDHA branch in KAWARDHA, CHHATTISGARH is ESMF0001315. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Esaf Small Finance Bank KAWARDHA branch?

The branch is located at: CHANDRA VANSHI PLAZA,PANDATARAI,MAIN ROAD,KABIRDHAM,491559, Pincode: 491559, KAWARDHA, CHHATTISGARH.

What is the MICR Code for Esaf Small Finance Bank KAWARDHA?

The MICR Code for electronic cheque clearing at Esaf Small Finance Bank KAWARDHA is 491760201.

How can I contact Esaf Small Finance Bank KAWARDHA branch?

You can contact the branch at: Phone: +919288092157. For official national customer care, refer to Esaf Small Finance Bank's official banking channels.

How to decipher the IFSC code ESMF0001315?

The first 4 characters 'ESMF' represent Esaf Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001315' represent the specific KAWARDHA branch code.