Skip to main content
ESMFBranch Code: 001369

Esaf Small Finance Bank Kovalam Branch IFSC Code: ESMF0001369

Branch Code: 001369 | KOVALAM, KOVALAM, Tamil Nadu

Primary IFSC Code
ESMF0001369
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Esaf Small Finance Bank, Kovalam branch in KOVALAM, Tamil Nadu is ESMF0001369. The MICR code for cheque clearance is 600760005.

Branch Fact Sheet & Electronic Routing Details

Branch Name
KOVALAM
MICR Code
City / District
KOVALAM (KOVALAM)
Postal Pincode
442603
Full Branch Address

5 290,DESAI CHETTY STREET,NEAR BSNL OFFICE,KOVALAM,KANCHIPURAM,TAMIL NADU 442603, Pincode: 442603

Contact & Customer Care

How to Read IFSC Code: ESMF0001369

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ESMFBank Identifier

First 4 alphabetic characters identify Esaf Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001369Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Esaf Small Finance Bank (ESMF0001369)

Which bank does IFSC Code ESMF0001369 belong to?

IFSC Code ESMF0001369 belongs to Esaf Small Finance Bank for its KOVALAM branch, located in KOVALAM, Tamil Nadu. The 4-letter prefix 'ESMF' represents Esaf Small Finance Bank.

What is the IFSC Code for Esaf Small Finance Bank KOVALAM branch?

The IFSC Code for Esaf Small Finance Bank KOVALAM branch in KOVALAM, Tamil Nadu is ESMF0001369. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Esaf Small Finance Bank KOVALAM branch?

The branch is located at: 5 290,DESAI CHETTY STREET,NEAR BSNL OFFICE,KOVALAM,KANCHIPURAM,TAMIL NADU 442603, Pincode: 442603, KOVALAM, Tamil Nadu.

What is the MICR Code for Esaf Small Finance Bank KOVALAM?

The MICR Code for electronic cheque clearing at Esaf Small Finance Bank KOVALAM is 600760005.

How can I contact Esaf Small Finance Bank KOVALAM branch?

You can contact the branch at: Phone: +919288013264. For official national customer care, refer to Esaf Small Finance Bank's official banking channels.

How to decipher the IFSC code ESMF0001369?

The first 4 characters 'ESMF' represent Esaf Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001369' represent the specific KOVALAM branch code.