Esaf Small Finance Bank IFSC Code
KONGAD I Branch, KONGAD I, KONGAD I, KERALA
The official Indian Financial System Code (IFSC) for Esaf Small Finance Bank, KONGAD I branch in KONGAD I, KERALA is ESMF0001385. The MICR code for cheque clearance is 678760808.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Esaf Small Finance Bank
- Branch Name
- KONGAD I
- MICR Code
- City / District
- KONGAD I (KONGAD I)
- State
- KERALA
- Postal Pincode
- N/A
NANDANAM ARCADE,NEAR KPRP HIGHER SECONDARY SCHOOL,KONGAD P O
How to Read IFSC Code: ESMF0001385
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Esaf Small Finance Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Esaf Small Finance Bank (ESMF0001385)
What is the IFSC Code for Esaf Small Finance Bank KONGAD I branch?
The IFSC Code for Esaf Small Finance Bank KONGAD I branch in KONGAD I, KERALA is ESMF0001385. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Esaf Small Finance Bank KONGAD I branch?
The branch is located at: NANDANAM ARCADE,NEAR KPRP HIGHER SECONDARY SCHOOL,KONGAD P O, KONGAD I, KERALA.
What is the MICR Code for Esaf Small Finance Bank KONGAD I?
The MICR Code for electronic cheque clearing at Esaf Small Finance Bank KONGAD I is 678760808.
How can I contact Esaf Small Finance Bank KONGAD I branch?
You can contact the branch at: Phone: +918589976934. For official national customer care, refer to Esaf Small Finance Bank's official banking channels.
How to decipher the IFSC code ESMF0001385?
The first 4 characters 'ESMF' represent Esaf Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001385' represent the specific KONGAD I branch code.
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