ESMFBranch Code: 001394

Esaf Small Finance Bank IFSC Code

PONNANI Branch, PONNANI, PONNANI, KERALA

Primary IFSC Code

ESMF0001394

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Esaf Small Finance Bank, PONNANI branch in PONNANI, KERALA is ESMF0001394. The MICR code for cheque clearance is 679760202.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Esaf Small Finance Bank
Branch Name: PONNANI
MICR Code: 679760202
City / District: PONNANI (PONNANI)
State: KERALA
Postal Pincode: 679577

Full Branch Address

SECOND FLOOR,AL ATHEER TOWER,OPPPRIVATE BUS STAND,PONNANI,MALAPPURAM,KERALA 679577,679577, Pincode: 679577

Contact Details

Phone: +918589960085

How to Read IFSC Code: ESMF0001394

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ESMFBank Identifier

First 4 alphabetic characters identify Esaf Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001394Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Esaf Small Finance Bank (ESMF0001394)

What is the IFSC Code for Esaf Small Finance Bank PONNANI branch?

The IFSC Code for Esaf Small Finance Bank PONNANI branch in PONNANI, KERALA is ESMF0001394. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Esaf Small Finance Bank PONNANI branch?

The branch is located at: SECOND FLOOR,AL ATHEER TOWER,OPPPRIVATE BUS STAND,PONNANI,MALAPPURAM,KERALA 679577,679577, Pincode: 679577, PONNANI, KERALA.

What is the MICR Code for Esaf Small Finance Bank PONNANI?

The MICR Code for electronic cheque clearing at Esaf Small Finance Bank PONNANI is 679760202.

How can I contact Esaf Small Finance Bank PONNANI branch?

You can contact the branch at: Phone: +918589960085. For official national customer care, refer to Esaf Small Finance Bank's official banking channels.

How to decipher the IFSC code ESMF0001394?

The first 4 characters 'ESMF' represent Esaf Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001394' represent the specific PONNANI branch code.