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ESMFBranch Code: 001520

Esaf Small Finance Bank IFSC Code

NEDUMKANDAM KALKOONTHAL Branch, NEDUMKANDAM KALKOONTHAL, NEDUMKANDAM KALKOONTHAL, KERALA

Primary IFSC Code
ESMF0001520
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Esaf Small Finance Bank, NEDUMKANDAM KALKOONTHAL branch in NEDUMKANDAM KALKOONTHAL, KERALA is ESMF0001520. The MICR code for cheque clearance is 685760054.

Branch Fact Sheet & Electronic Routing Details

Branch Name
NEDUMKANDAM KALKOONTHAL
MICR Code
State
KERALA
Postal Pincode
685553
Full Branch Address

VARAKALAYIL BUILDING,2ND FLOOR,ANEDUMKANDAM,IDUKKI,685553, Pincode: 685553

Contact Details
Phone: +918589025461

How to Read IFSC Code: ESMF0001520

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ESMFBank Identifier

First 4 alphabetic characters identify Esaf Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001520Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Esaf Small Finance Bank (ESMF0001520)

What is the IFSC Code for Esaf Small Finance Bank NEDUMKANDAM KALKOONTHAL branch?

The IFSC Code for Esaf Small Finance Bank NEDUMKANDAM KALKOONTHAL branch in NEDUMKANDAM KALKOONTHAL, KERALA is ESMF0001520. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Esaf Small Finance Bank NEDUMKANDAM KALKOONTHAL branch?

The branch is located at: VARAKALAYIL BUILDING,2ND FLOOR,ANEDUMKANDAM,IDUKKI,685553, Pincode: 685553, NEDUMKANDAM KALKOONTHAL, KERALA.

What is the MICR Code for Esaf Small Finance Bank NEDUMKANDAM KALKOONTHAL?

The MICR Code for electronic cheque clearing at Esaf Small Finance Bank NEDUMKANDAM KALKOONTHAL is 685760054.

How can I contact Esaf Small Finance Bank NEDUMKANDAM KALKOONTHAL branch?

You can contact the branch at: Phone: +918589025461. For official national customer care, refer to Esaf Small Finance Bank's official banking channels.

How to decipher the IFSC code ESMF0001520?

The first 4 characters 'ESMF' represent Esaf Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001520' represent the specific NEDUMKANDAM KALKOONTHAL branch code.