ESMFBranch Code: 001603

Esaf Small Finance Bank IFSC Code

PANAMARAM Branch, WAYANAD, WAYANAD, KERALA

Primary IFSC Code

ESMF0001603

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Esaf Small Finance Bank, PANAMARAM branch in WAYANAD, KERALA is ESMF0001603. The MICR code for cheque clearance is 670760205.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Esaf Small Finance Bank
Branch Name: PANAMARAM
MICR Code: 670760205
City / District: WAYANAD (WAYANAD)
State: KERALA
Postal Pincode: 670721

Full Branch Address

NO 360 17,KALPETTA MANATHAVADY ROAD,NEAR ST JUDES TOWN CHURCH,PANAMARAM P O,WAYANAD KERALA 670721, Pincode: 670721

Contact Details

Phone: +918589903021

How to Read IFSC Code: ESMF0001603

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ESMFBank Identifier

First 4 alphabetic characters identify Esaf Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001603Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Esaf Small Finance Bank (ESMF0001603)

What is the IFSC Code for Esaf Small Finance Bank PANAMARAM branch?

The IFSC Code for Esaf Small Finance Bank PANAMARAM branch in WAYANAD, KERALA is ESMF0001603. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Esaf Small Finance Bank PANAMARAM branch?

The branch is located at: NO 360 17,KALPETTA MANATHAVADY ROAD,NEAR ST JUDES TOWN CHURCH,PANAMARAM P O,WAYANAD KERALA 670721, Pincode: 670721, WAYANAD, KERALA.

What is the MICR Code for Esaf Small Finance Bank PANAMARAM?

The MICR Code for electronic cheque clearing at Esaf Small Finance Bank PANAMARAM is 670760205.

How can I contact Esaf Small Finance Bank PANAMARAM branch?

You can contact the branch at: Phone: +918589903021. For official national customer care, refer to Esaf Small Finance Bank's official banking channels.

How to decipher the IFSC code ESMF0001603?

The first 4 characters 'ESMF' represent Esaf Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001603' represent the specific PANAMARAM branch code.