Esaf Small Finance Bank Panamaram Branch IFSC Code: ESMF0001603
Branch Code: 001603 | WAYANAD, WAYANAD, KERALA
The official Indian Financial System Code (IFSC) for Esaf Small Finance Bank, Panamaram branch in WAYANAD, KERALA is ESMF0001603. The MICR code for cheque clearance is 670760205.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Esaf Small Finance Bank
- Branch Name
- PANAMARAM
- MICR Code
- City / District
- WAYANAD (WAYANAD)
- State
- KERALA
- Postal Pincode
- 670721
NO 360 17,KALPETTA MANATHAVADY ROAD,NEAR ST JUDES TOWN CHURCH,PANAMARAM P O,WAYANAD KERALA 670721, Pincode: 670721
Banks Open Per Published Schedule
Esaf Small Finance Bank Official Emergency Contacts
Contact customer support for transaction queries, failed NEFT/IMPS transfers, or netbanking assistance.
Local Financial Pulse: WAYANAD, KERALA
How to Read IFSC Code: ESMF0001603
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Esaf Small Finance Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Esaf Small Finance Bank (ESMF0001603)
Which bank does IFSC Code ESMF0001603 belong to?
IFSC Code ESMF0001603 belongs to Esaf Small Finance Bank for its PANAMARAM branch, located in WAYANAD, KERALA. The 4-letter prefix 'ESMF' represents Esaf Small Finance Bank.
What is the IFSC Code for Esaf Small Finance Bank PANAMARAM branch?
The IFSC Code for Esaf Small Finance Bank PANAMARAM branch in WAYANAD, KERALA is ESMF0001603. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Esaf Small Finance Bank PANAMARAM branch?
The branch is located at: NO 360 17,KALPETTA MANATHAVADY ROAD,NEAR ST JUDES TOWN CHURCH,PANAMARAM P O,WAYANAD KERALA 670721, Pincode: 670721, WAYANAD, KERALA.
What is the MICR Code for Esaf Small Finance Bank PANAMARAM?
The MICR Code for electronic cheque clearing at Esaf Small Finance Bank PANAMARAM is 670760205.
How can I contact Esaf Small Finance Bank PANAMARAM branch?
You can contact the branch at: Phone: +918589903021. For official national customer care, refer to Esaf Small Finance Bank's official banking channels.
How to decipher the IFSC code ESMF0001603?
The first 4 characters 'ESMF' represent Esaf Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001603' represent the specific PANAMARAM branch code.
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