ESMFBranch Code: 001623

Esaf Small Finance Bank IFSC Code

KALIKAVU Branch, KALIKAVU, KALIKAVU, KERALA

Primary IFSC Code

ESMF0001623

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Esaf Small Finance Bank, KALIKAVU branch in KALIKAVU, KERALA is ESMF0001623. The MICR code for cheque clearance is 676760010.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Esaf Small Finance Bank
Branch Name: KALIKAVU
MICR Code: 676760010
City / District: KALIKAVU (KALIKAVU)
State: KERALA
Postal Pincode: 676525

Full Branch Address

NO 7 467 F, FATHIMA BAZAR, KALIKAVU P O, MALAPPURAM KERALA 676525, Pincode: 676525

Contact Details

Phone: +919288093195

How to Read IFSC Code: ESMF0001623

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ESMFBank Identifier

First 4 alphabetic characters identify Esaf Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001623Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Esaf Small Finance Bank (ESMF0001623)

What is the IFSC Code for Esaf Small Finance Bank KALIKAVU branch?

The IFSC Code for Esaf Small Finance Bank KALIKAVU branch in KALIKAVU, KERALA is ESMF0001623. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Esaf Small Finance Bank KALIKAVU branch?

The branch is located at: NO 7 467 F, FATHIMA BAZAR, KALIKAVU P O, MALAPPURAM KERALA 676525, Pincode: 676525, KALIKAVU, KERALA.

What is the MICR Code for Esaf Small Finance Bank KALIKAVU?

The MICR Code for electronic cheque clearing at Esaf Small Finance Bank KALIKAVU is 676760010.

How can I contact Esaf Small Finance Bank KALIKAVU branch?

You can contact the branch at: Phone: +919288093195. For official national customer care, refer to Esaf Small Finance Bank's official banking channels.

How to decipher the IFSC code ESMF0001623?

The first 4 characters 'ESMF' represent Esaf Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001623' represent the specific KALIKAVU branch code.