ESMFBranch Code: 001878

Esaf Small Finance Bank IFSC Code

KOCH BIHAR Branch, KOCH BIHAR, KOCH BIHAR, WEST BENGAL

Primary IFSC Code

ESMF0001878

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Esaf Small Finance Bank, KOCH BIHAR branch in KOCH BIHAR, WEST BENGAL is ESMF0001878.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Esaf Small Finance Bank
Branch Name: KOCH BIHAR
MICR Code: Not Assigned / Non-MICR
City / District: KOCH BIHAR (KOCH BIHAR)
State: WEST BENGAL
Postal Pincode: 721301

Full Branch Address

KAUSHALLYA,HOLDING NO 283/1,PO KARAGPUR,PACHIM MEDINIPUR,WEST BENGAL-721301, Pincode: 721301

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: ESMF0001878

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ESMFBank Identifier

First 4 alphabetic characters identify Esaf Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001878Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Esaf Small Finance Bank (ESMF0001878)

What is the IFSC Code for Esaf Small Finance Bank KOCH BIHAR branch?

The IFSC Code for Esaf Small Finance Bank KOCH BIHAR branch in KOCH BIHAR, WEST BENGAL is ESMF0001878. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Esaf Small Finance Bank KOCH BIHAR branch?

The branch is located at: KAUSHALLYA,HOLDING NO 283/1,PO KARAGPUR,PACHIM MEDINIPUR,WEST BENGAL-721301, Pincode: 721301, KOCH BIHAR, WEST BENGAL.

How to decipher the IFSC code ESMF0001878?

The first 4 characters 'ESMF' represent Esaf Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001878' represent the specific KOCH BIHAR branch code.