Esaf Small Finance Bank IFSC Code
JOWAI Branch, WEST JANTIA HILLS, WEST JANTIA HILLS, MEGHALAYA
The official Indian Financial System Code (IFSC) for Esaf Small Finance Bank, JOWAI branch in WEST JANTIA HILLS, MEGHALAYA is ESMF0001890.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Esaf Small Finance Bank
- Branch Name
- JOWAI
- MICR Code
- Not Assigned / Non-MICR
- City / District
- WEST JANTIA HILLS (WEST JANTIA HILLS)
- State
- MEGHALAYA
- Postal Pincode
- N/A
MOORALONG JOWAI JOWAI P O WEST JANTIA HILLS MEGHALAYA
How to Read IFSC Code: ESMF0001890
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Esaf Small Finance Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Esaf Small Finance Bank (ESMF0001890)
What is the IFSC Code for Esaf Small Finance Bank JOWAI branch?
The IFSC Code for Esaf Small Finance Bank JOWAI branch in WEST JANTIA HILLS, MEGHALAYA is ESMF0001890. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Esaf Small Finance Bank JOWAI branch?
The branch is located at: MOORALONG JOWAI JOWAI P O WEST JANTIA HILLS MEGHALAYA, WEST JANTIA HILLS, MEGHALAYA.
How to decipher the IFSC code ESMF0001890?
The first 4 characters 'ESMF' represent Esaf Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001890' represent the specific JOWAI branch code.
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