FDRLBranch Code: 001858

Federal Bank IFSC Code

LUDHIANA URBAN ESTATE Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

FDRL0001858

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Federal Bank, LUDHIANA URBAN ESTATE branch in LUDHIANA, Punjab is FDRL0001858. The MICR code for cheque clearance is 141049004.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Federal Bank
Branch Name: LUDHIANA URBAN ESTATE
MICR Code: 141049004
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: N/A

Full Branch Address

SCO 18, SECT 32A, URBAN ESTATE, CHANDIGARH ROAD,

Contact Details

Phone: +911612680040

How to Read IFSC Code: FDRL0001858

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

FDRLBank Identifier

First 4 alphabetic characters identify Federal Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001858Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Federal Bank (FDRL0001858)

What is the IFSC Code for Federal Bank LUDHIANA URBAN ESTATE branch?

The IFSC Code for Federal Bank LUDHIANA URBAN ESTATE branch in LUDHIANA, Punjab is FDRL0001858. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Federal Bank LUDHIANA URBAN ESTATE branch?

The branch is located at: SCO 18, SECT 32A, URBAN ESTATE, CHANDIGARH ROAD,, LUDHIANA, Punjab.

What is the MICR Code for Federal Bank LUDHIANA URBAN ESTATE?

The MICR Code for electronic cheque clearing at Federal Bank LUDHIANA URBAN ESTATE is 141049004.

How can I contact Federal Bank LUDHIANA URBAN ESTATE branch?

You can contact the branch at: Phone: +911612680040. For official national customer care, refer to Federal Bank's official banking channels.

How to decipher the IFSC code FDRL0001858?

The first 4 characters 'FDRL' represent Federal Bank. The 5th character is '0' reserved for future use. The last 6 characters '001858' represent the specific LUDHIANA URBAN ESTATE branch code.