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GSCBBranch Code: SMCB04

Gujarat State Co-operative Bank IFSC Code

THE SURAT MERCANTILE CO OP BANK LTD KHATODRA Branch, SURAT, SURAT, Gujarat

Primary IFSC Code
GSCB0SMCB04
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Gujarat State Co-operative Bank, THE SURAT MERCANTILE CO OP BANK LTD KHATODRA branch in SURAT, Gujarat is GSCB0SMCB04.

Branch Fact Sheet & Electronic Routing Details

Branch Name
THE SURAT MERCANTILE CO OP BANK LTD KHATODRA
MICR Code
Not Assigned / Non-MICR
City / District
SURAT (SURAT)
State
Gujarat
Postal Pincode
395002
Full Branch Address

OPP. KRISHNA PETROL PUMP, SOMA KANJINI WADI, UDHNA MAIN ROAD, KHATODRA, SURAT - 395002, Pincode: 395002

Contact Details
Phone: +912612633122

How to Read IFSC Code: GSCB0SMCB04

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

GSCBBank Identifier

First 4 alphabetic characters identify Gujarat State Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

SMCB04Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Gujarat State Co-operative Bank (GSCB0SMCB04)

What is the IFSC Code for Gujarat State Co-operative Bank THE SURAT MERCANTILE CO OP BANK LTD KHATODRA branch?

The IFSC Code for Gujarat State Co-operative Bank THE SURAT MERCANTILE CO OP BANK LTD KHATODRA branch in SURAT, Gujarat is GSCB0SMCB04. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Gujarat State Co-operative Bank THE SURAT MERCANTILE CO OP BANK LTD KHATODRA branch?

The branch is located at: OPP. KRISHNA PETROL PUMP, SOMA KANJINI WADI, UDHNA MAIN ROAD, KHATODRA, SURAT - 395002, Pincode: 395002, SURAT, Gujarat.

How can I contact Gujarat State Co-operative Bank THE SURAT MERCANTILE CO OP BANK LTD KHATODRA branch?

You can contact the branch at: Phone: +912612633122. For official national customer care, refer to Gujarat State Co-operative Bank's official banking channels.

How to decipher the IFSC code GSCB0SMCB04?

The first 4 characters 'GSCB' represent Gujarat State Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters 'SMCB04' represent the specific THE SURAT MERCANTILE CO OP BANK LTD KHATODRA branch code.