GSCBBranch Code: USMC02

Gujarat State Co-operative Bank IFSC Code

SIHOR MERCANTILE CO-OP. BANK LTD.KALANALA BRANCH Branch, BHAVNAGAR, BHAVNAGAR, Gujarat

Primary IFSC Code

GSCB0USMC02

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Gujarat State Co-operative Bank, SIHOR MERCANTILE CO-OP. BANK LTD.KALANALA BRANCH branch in BHAVNAGAR, Gujarat is GSCB0USMC02. The MICR code for cheque clearance is 364803001.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Gujarat State Co-operative Bank
Branch Name: SIHOR MERCANTILE CO-OP. BANK LTD.KALANALA BRANCH
MICR Code: 364803001
City / District: BHAVNAGAR (BHAVNAGAR)
State: Gujarat
Postal Pincode: N/A

Full Branch Address

RADHESHYAM COMPLEX, WAGHAWADI ROAD, BHAVNAGAR

Contact Details

Phone: +912782520196

How to Read IFSC Code: GSCB0USMC02

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

GSCBBank Identifier

First 4 alphabetic characters identify Gujarat State Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

USMC02Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Gujarat State Co-operative Bank (GSCB0USMC02)

What is the IFSC Code for Gujarat State Co-operative Bank SIHOR MERCANTILE CO-OP. BANK LTD.KALANALA BRANCH branch?

The IFSC Code for Gujarat State Co-operative Bank SIHOR MERCANTILE CO-OP. BANK LTD.KALANALA BRANCH branch in BHAVNAGAR, Gujarat is GSCB0USMC02. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Gujarat State Co-operative Bank SIHOR MERCANTILE CO-OP. BANK LTD.KALANALA BRANCH branch?

The branch is located at: RADHESHYAM COMPLEX, WAGHAWADI ROAD, BHAVNAGAR, BHAVNAGAR, Gujarat.

What is the MICR Code for Gujarat State Co-operative Bank SIHOR MERCANTILE CO-OP. BANK LTD.KALANALA BRANCH?

The MICR Code for electronic cheque clearing at Gujarat State Co-operative Bank SIHOR MERCANTILE CO-OP. BANK LTD.KALANALA BRANCH is 364803001.

How can I contact Gujarat State Co-operative Bank SIHOR MERCANTILE CO-OP. BANK LTD.KALANALA BRANCH branch?

You can contact the branch at: Phone: +912782520196. For official national customer care, refer to Gujarat State Co-operative Bank's official banking channels.

How to decipher the IFSC code GSCB0USMC02?

The first 4 characters 'GSCB' represent Gujarat State Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters 'USMC02' represent the specific SIHOR MERCANTILE CO-OP. BANK LTD.KALANALA BRANCH branch code.