HPSXBranch Code: 000447

Himachal Pradesh State Co-operative Bank IFSC Code

RATNARI Branch, KOTKHAI, KOTKHAI, HIMACHAL PRADESH

Primary IFSC Code

HPSC0000447

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Himachal Pradesh State Co-operative Bank, RATNARI branch in KOTKHAI, HIMACHAL PRADESH is HPSC0000447. The MICR code for cheque clearance is 171311044.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Himachal Pradesh State Co-operative Bank
Branch Name: RATNARI
MICR Code: 171311044
City / District: KOTKHAI (KOTKHAI)
State: HIMACHAL PRADESH
Postal Pincode: 171225

Full Branch Address

RATNARI TEHSIL KOTKHAI PIN 171225, Pincode: 171225

Contact Details

Phone: +911783275801

How to Read IFSC Code: HPSC0000447

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

HPSCBank Identifier

First 4 alphabetic characters identify Himachal Pradesh State Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000447Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Himachal Pradesh State Co-operative Bank (HPSC0000447)

What is the IFSC Code for Himachal Pradesh State Co-operative Bank RATNARI branch?

The IFSC Code for Himachal Pradesh State Co-operative Bank RATNARI branch in KOTKHAI, HIMACHAL PRADESH is HPSC0000447. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Himachal Pradesh State Co-operative Bank RATNARI branch?

The branch is located at: RATNARI TEHSIL KOTKHAI PIN 171225, Pincode: 171225, KOTKHAI, HIMACHAL PRADESH.

What is the MICR Code for Himachal Pradesh State Co-operative Bank RATNARI?

The MICR Code for electronic cheque clearing at Himachal Pradesh State Co-operative Bank RATNARI is 171311044.

How can I contact Himachal Pradesh State Co-operative Bank RATNARI branch?

You can contact the branch at: Phone: +911783275801. For official national customer care, refer to Himachal Pradesh State Co-operative Bank's official banking channels.

How to decipher the IFSC code HPSC0000447?

The first 4 characters 'HPSC' represent Himachal Pradesh State Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '000447' represent the specific RATNARI branch code.