HPSXBranch Code: 000471

Himachal Pradesh State Co-operative Bank IFSC Code

NARAIN Branch, SHIMLA, SHIMLA, HIMACHAL PRADESH

Primary IFSC Code

HPSC0000471

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Himachal Pradesh State Co-operative Bank, NARAIN branch in SHIMLA, HIMACHAL PRADESH is HPSC0000471. The MICR code for cheque clearance is 172311013.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Himachal Pradesh State Co-operative Bank
Branch Name: NARAIN
MICR Code: 172311013
City / District: SHIMLA (SHIMLA)
State: HIMACHAL PRADESH
Postal Pincode: N/A

Full Branch Address

VPO NARAIN TEHSIL RAMPUR

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: HPSC0000471

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

HPSCBank Identifier

First 4 alphabetic characters identify Himachal Pradesh State Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000471Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Himachal Pradesh State Co-operative Bank (HPSC0000471)

What is the IFSC Code for Himachal Pradesh State Co-operative Bank NARAIN branch?

The IFSC Code for Himachal Pradesh State Co-operative Bank NARAIN branch in SHIMLA, HIMACHAL PRADESH is HPSC0000471. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Himachal Pradesh State Co-operative Bank NARAIN branch?

The branch is located at: VPO NARAIN TEHSIL RAMPUR, SHIMLA, HIMACHAL PRADESH.

What is the MICR Code for Himachal Pradesh State Co-operative Bank NARAIN?

The MICR Code for electronic cheque clearing at Himachal Pradesh State Co-operative Bank NARAIN is 172311013.

How to decipher the IFSC code HPSC0000471?

The first 4 characters 'HPSC' represent Himachal Pradesh State Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '000471' represent the specific NARAIN branch code.