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IDFBBranch Code: 042428

IDFC FIRST Bank IFSC Code

RAJKOT-AYODHYA CIRCLE BRANCH Branch, RAJKOT, RAJKOT, Gujarat

Primary IFSC Code
IDFB0042428
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDFC FIRST Bank, RAJKOT-AYODHYA CIRCLE BRANCH branch in RAJKOT, Gujarat is IDFB0042428. The MICR code for cheque clearance is 360751006.

Branch Fact Sheet & Electronic Routing Details

Branch Name
RAJKOT-AYODHYA CIRCLE BRANCH
MICR Code
City / District
RAJKOT (RAJKOT)
State
Gujarat
Postal Pincode
360006
Full Branch Address

GROUND FLOOR, SHOP NO.6 & 7,WEST GATE 2, NR. AYODHYA CIRCLE, 150FT RING ROAD, NR MADHAPUR CROSS ROAD, RAJKOT, GUJARAT-360006., Pincode: 360006

Contact Details
Phone: Refer to Net Banking

How to Read IFSC Code: IDFB0042428

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IDFBBank Identifier

First 4 alphabetic characters identify IDFC FIRST Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

042428Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: IDFC FIRST Bank (IDFB0042428)

What is the IFSC Code for IDFC FIRST Bank RAJKOT-AYODHYA CIRCLE BRANCH branch?

The IFSC Code for IDFC FIRST Bank RAJKOT-AYODHYA CIRCLE BRANCH branch in RAJKOT, Gujarat is IDFB0042428. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDFC FIRST Bank RAJKOT-AYODHYA CIRCLE BRANCH branch?

The branch is located at: GROUND FLOOR, SHOP NO.6 & 7,WEST GATE 2, NR. AYODHYA CIRCLE, 150FT RING ROAD, NR MADHAPUR CROSS ROAD, RAJKOT, GUJARAT-360006., Pincode: 360006, RAJKOT, Gujarat.

What is the MICR Code for IDFC FIRST Bank RAJKOT-AYODHYA CIRCLE BRANCH?

The MICR Code for electronic cheque clearing at IDFC FIRST Bank RAJKOT-AYODHYA CIRCLE BRANCH is 360751006.

How to decipher the IFSC code IDFB0042428?

The first 4 characters 'IDFB' represent IDFC FIRST Bank. The 5th character is '0' reserved for future use. The last 6 characters '042428' represent the specific RAJKOT-AYODHYA CIRCLE BRANCH branch code.