IDFBBranch Code: 061312

IDFC FIRST Bank IFSC Code

GAYA BRANCH Branch, GAYA, GAYA, BIHAR

Primary IFSC Code

IDFB0061312

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDFC FIRST Bank, GAYA BRANCH branch in GAYA, BIHAR is IDFB0061312. The MICR code for cheque clearance is 823751002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: IDFC FIRST Bank
Branch Name: GAYA BRANCH
MICR Code: 823751002
City / District: GAYA (GAYA)
State: BIHAR
Postal Pincode: 823001

Full Branch Address

UPPAR GROUND AND FIRST FLOOR, LAW ROAD, GAYA SADAR, ALAMGIR, KOTWALI THANA, LAHERIATOLA, GAYA, BIHAR- 823001, Pincode: 823001

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: IDFB0061312

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IDFBBank Identifier

First 4 alphabetic characters identify IDFC FIRST Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

061312Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: IDFC FIRST Bank (IDFB0061312)

What is the IFSC Code for IDFC FIRST Bank GAYA BRANCH branch?

The IFSC Code for IDFC FIRST Bank GAYA BRANCH branch in GAYA, BIHAR is IDFB0061312. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDFC FIRST Bank GAYA BRANCH branch?

The branch is located at: UPPAR GROUND AND FIRST FLOOR, LAW ROAD, GAYA SADAR, ALAMGIR, KOTWALI THANA, LAHERIATOLA, GAYA, BIHAR- 823001, Pincode: 823001, GAYA, BIHAR.

What is the MICR Code for IDFC FIRST Bank GAYA BRANCH?

The MICR Code for electronic cheque clearing at IDFC FIRST Bank GAYA BRANCH is 823751002.

How to decipher the IFSC code IDFB0061312?

The first 4 characters 'IDFB' represent IDFC FIRST Bank. The 5th character is '0' reserved for future use. The last 6 characters '061312' represent the specific GAYA BRANCH branch code.