IDIBBranch Code: 00F521

Indian Bank IFSC Code

LUDHIANA FOCAL POINT Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

IDIB000F521

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Bank, LUDHIANA FOCAL POINT branch in LUDHIANA, Punjab is IDIB000F521. The MICR code for cheque clearance is 141019031.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Bank
Branch Name: LUDHIANA FOCAL POINT
MICR Code: 141019031
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141001

Full Branch Address

OPPOSITE AARATI STEELS LIMITED SHIV CHOWK FOCAL POINT LUDHIANA LUDHIANA PIN 141001, Pincode: 141001

Contact Details

Phone: +917347035091

How to Read IFSC Code: IDIB000F521

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IDIBBank Identifier

First 4 alphabetic characters identify Indian Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

00F521Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Bank (IDIB000F521)

What is the IFSC Code for Indian Bank LUDHIANA FOCAL POINT branch?

The IFSC Code for Indian Bank LUDHIANA FOCAL POINT branch in LUDHIANA, Punjab is IDIB000F521. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Bank LUDHIANA FOCAL POINT branch?

The branch is located at: OPPOSITE AARATI STEELS LIMITED SHIV CHOWK FOCAL POINT LUDHIANA LUDHIANA PIN 141001, Pincode: 141001, LUDHIANA, Punjab.

What is the MICR Code for Indian Bank LUDHIANA FOCAL POINT?

The MICR Code for electronic cheque clearing at Indian Bank LUDHIANA FOCAL POINT is 141019031.

How can I contact Indian Bank LUDHIANA FOCAL POINT branch?

You can contact the branch at: Phone: +917347035091. For official national customer care, refer to Indian Bank's official banking channels.

How to decipher the IFSC code IDIB000F521?

The first 4 characters 'IDIB' represent Indian Bank. The 5th character is '0' reserved for future use. The last 6 characters '00F521' represent the specific LUDHIANA FOCAL POINT branch code.