IDIBBranch Code: 00J074

Indian Bank IFSC Code

JANJGIR NAILA Branch, JANJGIR-CHAMPA, JANJGIR-CHAMPA, CHHATTISGARH

Primary IFSC Code

IDIB000J074

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Bank, JANJGIR NAILA branch in JANJGIR-CHAMPA, CHHATTISGARH is IDIB000J074. The MICR code for cheque clearance is 495019015.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Bank
Branch Name: JANJGIR NAILA
MICR Code: 495019015
City / District: JANJGIR-CHAMPA (JANJGIR-CHAMPA)
State: CHHATTISGARH
Postal Pincode: 495668

Full Branch Address

INDIAN BANK WARD NO 09 STATION ROAD JANJGIR TEHSIL JANJGIR DISTRICT JANJGIR CHAMPA STATE CHHATTISGARH PINCODE 495668, Pincode: 495668

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: IDIB000J074

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IDIBBank Identifier

First 4 alphabetic characters identify Indian Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

00J074Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Bank (IDIB000J074)

What is the IFSC Code for Indian Bank JANJGIR NAILA branch?

The IFSC Code for Indian Bank JANJGIR NAILA branch in JANJGIR-CHAMPA, CHHATTISGARH is IDIB000J074. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Bank JANJGIR NAILA branch?

The branch is located at: INDIAN BANK WARD NO 09 STATION ROAD JANJGIR TEHSIL JANJGIR DISTRICT JANJGIR CHAMPA STATE CHHATTISGARH PINCODE 495668, Pincode: 495668, JANJGIR-CHAMPA, CHHATTISGARH.

What is the MICR Code for Indian Bank JANJGIR NAILA?

The MICR Code for electronic cheque clearing at Indian Bank JANJGIR NAILA is 495019015.

How to decipher the IFSC code IDIB000J074?

The first 4 characters 'IDIB' represent Indian Bank. The 5th character is '0' reserved for future use. The last 6 characters '00J074' represent the specific JANJGIR NAILA branch code.