IDIBBranch Code: 00K640

Indian Bank IFSC Code

KAUGACHI Branch, ANNAPURNA BAZAR KAUGACHI, ANNAPURNA BAZAR KAUGACHI, WEST BENGAL

Primary IFSC Code

IDIB000K640

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Bank, KAUGACHI branch in ANNAPURNA BAZAR KAUGACHI, WEST BENGAL is IDIB000K640. The MICR code for cheque clearance is 700019273.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Bank
Branch Name: KAUGACHI
MICR Code: 700019273
City / District: ANNAPURNA BAZAR KAUGACHI (ANNAPURNA BAZAR KAUGACHI)
State: WEST BENGAL
Postal Pincode: 743127

Full Branch Address

FEEDER ROAD ANNAPURNA BAZAR KAUGACHI PO SHYAMNAGAR ANNAPURNA BAZAR KAUGACHI SHYAMNAGAR PIN 743127, Pincode: 743127

Contact Details

Phone: +919748329297

How to Read IFSC Code: IDIB000K640

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IDIBBank Identifier

First 4 alphabetic characters identify Indian Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

00K640Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Bank (IDIB000K640)

What is the IFSC Code for Indian Bank KAUGACHI branch?

The IFSC Code for Indian Bank KAUGACHI branch in ANNAPURNA BAZAR KAUGACHI, WEST BENGAL is IDIB000K640. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Bank KAUGACHI branch?

The branch is located at: FEEDER ROAD ANNAPURNA BAZAR KAUGACHI PO SHYAMNAGAR ANNAPURNA BAZAR KAUGACHI SHYAMNAGAR PIN 743127, Pincode: 743127, ANNAPURNA BAZAR KAUGACHI, WEST BENGAL.

What is the MICR Code for Indian Bank KAUGACHI?

The MICR Code for electronic cheque clearing at Indian Bank KAUGACHI is 700019273.

How can I contact Indian Bank KAUGACHI branch?

You can contact the branch at: Phone: +919748329297. For official national customer care, refer to Indian Bank's official banking channels.

How to decipher the IFSC code IDIB000K640?

The first 4 characters 'IDIB' represent Indian Bank. The 5th character is '0' reserved for future use. The last 6 characters '00K640' represent the specific KAUGACHI branch code.